Let’s Buy a investment Property
An investment property loan is used to purchase a property with the goal of earning rental income or capital growth, rather than living in it yourself.
Here are some key features:
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Looking to grow your wealth through property? An investment loan could help.
Investment loans on average have higher interest rates
Rental Income Considered: Lenders may factor in potential rental income when assessing your borrowing power—but they usually discount it by 10–20% to account for vacancies and expenses.
Larger deposit needed: most lenders require a minimum 10% deposit
Tax Benefits: In many cases, interest on the loan may be tax-deductible, which can improve the financial return on your investment.
These loans are tailored for investors aiming to build long-term wealth through property.
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Want to know more or see what you could borrow?
Click here or get in touch—we’ll help you explore your options.